Achieve It
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Achieve IT
““When you establish a destination by defining what you want, then take physical action by making choices that move you towards that destination, the possibility for success is limitless and arrival at the destination is inevitable.” ― Steve Maraboli
AchievE Goals With Successful investments
Enhance your quality of life, both now and in the future, by setting short and long-term financial goals. We work to simplify and educate so you’re able to take full control of your future. Risk and return are inextricably intertwined. An investment which offers very high returns, inherently may be risky and unsafe. However, the risk of an investment can be reduced by holding it for a very long time. The longer you own a risky asset (like a stock), the less the chance of a loss.
High investment returns cannot be earned without taking substantial risk and past performance is no guarantee of future results. Safe investments produce low returns. We work with clients who are more risk takers, to also diversify their portfolio to own other assets; in order to reduce risk. Some individual investors who try to beat the market, may be able to do so in the short-term, but few are able to do this consistently in the long-term.
Our team will simplify and educate you to help you achieve your investing goals. We understand this is the best way to help you truly understand your risks, and to create a diversified and safe portfolio.
Core – Low risk (7 to 11% historic returns).
Core+ – Low to moderate risk (8 to 12% historic returns).
Value-Add – Moderate to high risk (10 to 15% historic returns).
Opportunistic – High risk (12% to ???% historic returns).
MONITOR, EVALUATE & UPDATE
We work with you to design and assemble an investment portfolio that will prove superior, because of its wide diversification and minimal expense. Great intelligence and good luck are not required. The essential characteristics of the successful investor are discipline and stamina…to “stay the course”. At VL Consulting, we provide a list of techniques to deal with psychological pitfalls, to help prevent you from becoming your own worst enemy.
Recognize that the conventional wisdom is usually wrong.
Don't participate in herd behavior that exacerbates booms and busts.
Ignore the past ten years, as recent performance has little bearing on the future of a particular stock or mutual fund.
The overall performance of your investment portfolio is more important than any single part.
You will have investments that decline in value from year-to-year, but diversification helps to mitigate these losses.
Don't become overconfident or believe that you're smarter than the market.
Avoid gambling and choosing “exciting” investments; rather invest instead to protect and grow your principal.
Don't let short-term losses affect your long-term strategy. Do not panic at the first sign of trouble.
Inflation is the silent destroyer of money.
Brokerage fees, mutual fund expenses, and taxes all produce heavy “drag” on your financial portfolio. We work to reduce all three.